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Buying appropriate insurance is an important part
of protecting you and your business.
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Hotel And Guest House Insurance
Hotels and Guest Houses can be risky places for both customers and
for employees. No matter how meticulously health and safety
procedures are applied accidents still happen. It's essential
that your hotel has the correct insurance cover.
Incisive Business works with many of the leading insurance companies and insurance
brokers, so it's more than likely that at least one of these
companies will be able to find the insurance package suited to your
hotel. Simply by using one
simple insurance request form, we'll put you in touch with
relevant insurance companies that what to talk to you and provide
you with tailored quotes.
What types of hotel insurance or guest
house insurance cover do you require?
Generally hotel insurance might cover:
Public liability insurance
- a necessity if you come into contact with members of the public.
Public liability insurance can cover you if you cause injury or
damage to a person or their property during the course of your
work.
Employers' liability
insurance - if you employ staff, use contractors or
part-time staff, you are required by law to have employers'
liability insurance. Employers' liability cover will protect you
from claims by an employee, injured at work, or who has become ill,
through working in your business.
Contents insurance -You
could insure the contents of your restaurant or public house
against damage, destruction, loss or theft. Contents insurance
should cover the cost of repair if any of your business possessions
are damaged, or pay for replacements if lost, destroyed or
stolen.
Buildings insurance - this
cover will insure your shop premises against damage from disasters
such as fire and flood. If you rent your shop space you might not
need buildings insurance, but you should confirm this with your
commercial landlord.
Fixtures and fittings
insurance - should cover your business for the cost of
damage to your fixtures and fittings in the shop.
Loss of licence - if you
lose your licence due to certain circumstances (that are detailed
on the policy) you can use this cover to recoup some of the
resulting reduction in the value of your business or premises.
This is not a comprehensive list of insurance
cover required for retail or the full options
available. Why not speak to real
people from the UK's leading insurance companies? Simply
complete the retail insurance request form and we'll match your
requirements to relevant insurance providers who will call to
discuss your needs and then provide quotes for you to compare.
Get Quotes For Hotel Insurance
Now.
Looking for other types of business insurance - see our list of
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