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Hotel Insurance | Guest House Insurance

Get Free Quotes For Hotel And Guest House Insurance

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Buying appropriate insurance is an important part of protecting you and your business.

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Hotel And Guest House Insurance


Hotels and Guest Houses can be risky places for both customers and for employees.  No matter how meticulously health and safety procedures are applied accidents still happen.  It's essential that your hotel has the correct insurance cover.

Incisive Business works with many of the leading insurance companies and insurance brokers, so it's more than likely that at least one of these companies will be able to find the insurance package suited to your hotel.   Simply by using one simple insurance request form, we'll put you in touch with relevant insurance companies that what to talk to you and provide you with tailored quotes.

What types of hotel insurance or guest house insurance cover do you require?

Generally hotel insurance might cover:

Public liability insurance - a necessity if you come into contact with members of the public. Public liability insurance can cover you if you cause injury or damage to a person or their property during the course of your work.

Employers' liability insurance - if you employ staff, use contractors or part-time staff, you are required by law to have employers' liability insurance. Employers' liability cover will protect you from claims by an employee, injured at work, or who has become ill, through working in your business.

Contents insurance -You could insure the contents of your restaurant or public house against damage, destruction, loss or theft. Contents insurance should cover the cost of repair if any of your business possessions are damaged, or pay for replacements if lost, destroyed or stolen.

Buildings insurance - this cover will insure your shop premises against damage from disasters such as fire and flood. If you rent your shop space you might not need buildings insurance, but you should confirm this with your commercial landlord.

Fixtures and fittings insurance - should cover your business for the cost of damage to your fixtures and fittings in the shop.

Loss of licence - if you lose your licence due to certain circumstances (that are detailed on the policy) you can use this cover to recoup some of the resulting reduction in the value of your business or premises.

This is not a comprehensive list of insurance cover required for retail or the full options available.  Why not speak to real people from the UK's leading insurance companies? Simply complete the retail insurance request form and we'll match your requirements to relevant insurance providers who will call to discuss your needs and then provide quotes for you to compare.

Get Quotes For Hotel Insurance Now.

Looking for other types of business insurance - see our list of business trades below;

Professional Insurance

Home Workers Insurance

Retail Insurance

Health, Beauty, Salon Insurance

Office, Dentist and Surgeries Insurance

Restaurant, Pubs and Wine Bar Insurance

Tradesman Insurance

Manufacturers And Wholesalers Insurance

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