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Builders & Tradesman Insurance Quotes

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tradesman insurance quotes

Buying tradesman insurance can be a daunting task.

Buying appropriate insurance is an important part of protecting you, your employees and your business.

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Tradesman And Builders Insurance

It is very likely that tradesmen and builders will need more than simply an off-the-shelf business insurance policy.

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We work with many of the leading insurance companies and insurance brokers.  It's highly likely that at least one of these companies will be able to find the tradesman insurance package best suited to your business.    By completing one simple form, we'll put you in touch with relevant insurance companies that what to talk to you and provide tailored quotes.

What types of insurance should you consider as a Tradesman or Builder?

It's probably true that your business has individual and specific requirements when it comes to tradesman insurance.   You should make sure that you get the right cover for your business needs.

Generally tradesman insurance will need to include:

Public liability insurance - this is an important insurance for all tradesmen and should cover the cost of a claim where a member of the public is injured, or if their property is damaged due to the activities of your business.

Employers' liability insurance - if you employ staff, use contractors or part-time staff, you are required by law to have employers' liability insurance. Employers' liability cover will protect you from claims by an employee, injured at work, or who has become ill, through working in your business.

Tools Insurance Cover - Tools are crucial to many tradesman and builders, especially in construction. Tools cover means you'll allow you to replace lost or stolen tools with the minimum of disruption or inconvenience to you and your business.  The amount of tool cover available will vary but generally it should cover loss, damage or theft of hand-tools, power-tools and equipment.  Additionally you can get cover for tools-in-transit and for overnight storage of tools in vehicles.

Contract Work Insurance - this covers construction projects, both short-term and long-term, together with the materials  you are using from theft or damage.  Additionally you could take out insurance for plant and plant hire.

Business Interruption Insurance - this cover can help protect you if your business is forced to temporarily stop trading due to damage of your business premises or equipment.

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Read our Buyers Guide to insurance

Looking for other types of business insurance:

Professional Insurance

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Manufacturers And Wholesalers Insurance

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